Features

Built for Malaysian Finances

Every feature is designed with Malaysian context in mind — from tol categories to LHDN tax summaries.

Budget Tracking with Malaysian Categories

24 categories built for Malaysian life — not generic 'Food' and 'Transport' labels.

  • Tol, Petrol (RON95/97), TNG reload, Grab/e-hailing
  • PTPTN, car loan, home loan, insurance/takaful
  • Makan luar, barangan dapur, raya/perayaan
  • Grouped by Necessity, Commitment, and Lifestyle
Budget Tracking with Malaysian Categories

Savings Goals with Progress Tracking

Set financial goals and track your progress with visual milestones and streaks.

  • Emergency fund tracker with month targets
  • Custom goals for anything — Raya, holiday, new phone
  • Progress bars and milestone celebrations
  • Auto-calculate how much to save per month
Savings Goals with Progress Tracking

AI Financial Coach

Get personalised financial advice in English or Bahasa Malaysia, powered by AI.

  • Ask anything about budgeting, savings, EPF, PTPTN
  • Malaysian context — KWSP, ASB, takaful, LHDN
  • Bilingual responses — switch between EN and BM
  • Scoped to personal finance only — no off-topic abuse
AI Financial Coach

Receipt Scanner

Snap a receipt and auto-extract the amount — skip the manual entry.

  • Point your camera at any receipt
  • Auto-detect and extract the total amount
  • Quick-add to your transactions
  • 100 scans/month on Premium

Coming Soon

Bilingual Support

Full English and Bahasa Malaysia support throughout the entire app.

  • Switch languages anytime in settings
  • All categories, labels, and notifications translated
  • AI coach responds in your preferred language
  • Natural code-switching supported
Bilingual Support

6 Malaysian-Themed Colour Skins

Express your personality with themes inspired by Malaysian culture.

Ringgit Gold

Shared Budgets for Couples

Partner mode — manage finances together with your spouse or partner.

  • Invite your partner with a simple code
  • Shared budget categories and goals
  • Individual and combined spending views
  • Both partners get notifications
Shared Budgets for Couples

Tax Summary & Reports

Auto-generate your annual tax summary for LHDN e-Filing season.

  • Monthly expense report PDF
  • Annual tax relief summary for e-Filing
  • Categorised by LHDN relief types
  • Download or share with your tax agent
Tax Summary & Reports

Community Q&A

Ask and answer personal finance questions with fellow Malaysians.

  • Browse questions by category
  • Upvote helpful answers
  • Learn from real Malaysian experiences
  • Moderated for quality and safety
Community Q&A

Start Managing Your Ringgit Wisely

Join Malaysians who are taking control of their finances. Free to start, no credit card required.